How to Get a Replacement Car Key
The loss of a car key could be a stressful experience. It can also be costly depending on the type of key you've got.
Calling an auto locksmith is the most efficient method to replace the key. This is usually a cheaper and faster option than calling roadside assistance or a dealership.
Cost
Not long ago, losing your car keys was not a big deal. You could go to the local hardware store and purchase an alternative key. However, today it's more complicated and more expensive. It's because cars are technologically advanced, and keys too. While this makes them more secure from theft but it also makes them pricier to replace.
The cost of replacing keys for a car that have been lost will vary based on the year, model and model of your car. Many newer cars have keys that include a transponder chip in them to prevent theft. The chips must be connected to your car, which typically requires a locksmith or dealership. The cost will vary depending on your car type however it could reach $200.
Additionally, some modern cars utilize laser-cut keys that have to be programmed using an exact machine, which is only available at dealerships or specialist auto locksmiths. The cost of keys for this kind of lock is as high as $100.
The location of your house can also affect the price. If you live located in a remote area, you will probably have to pay a premium for service due to the fact that the locksmith or tow truck has to travel a distance to reach you. A locksmith will also charge extra for work done on holidays, weekends or after hours.
The best way to cut down on the cost of losing a key is to keep a spare one with you and keep it at home or in your wallet. You should also keep your vehicle's registration or title documents with you, since these will be needed to prove you are the owner of the vehicle in the event that you need to call the dealership for the replacement key . You can also call your roadside assistance service. They may be able offer you temporary replacements, based on their conditions and terms.
Time
Losing your car keys could be a hassle, but you shouldn't panic. Take a moment to search for your keys to your car in a convenient place like your purse or pocket. Then, go back and recall your day to see where you may have lost keys. This can help you recall where you lost the keys, or even if they're still in your car. It's probably time to replace your car keys if you are unable to find them.
The majority of newer vehicles have a remote key fob that utilizes the code to unlock and start the vehicle. This type of key needs to be programmed with your specific vehicle, and this is usually a job that requires a professional. Contact an auto locksmith and bring proof of ownership.
The old-fashioned metal keys are more easily replaced than remote key fobs. They are completely mechanical and easy to duplicate. A local locksmith can replace your lost key on instantaneously. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. However, if you want to have backups of the keys to your old car, you can go to a hardware store specializing in automobiles and have them copied quickly and cheaply.
It is also advisable to replace your car keys if they're starting to appear worn down. The teeth on the key and the lock cylinder can wear down due to frequent use, making it difficult to align them correctly with one another. If the key starts to stick inside the lock, that's a sign that it is time to replace it.
If you own a newer vehicle and it's a high-end model, the key might require programming by the dealership. This is a difficult task that is costly and take a long period of time to complete. It could be covered under your car warranty or insurance according to the model of your vehicle.
Availability
Even if you're an excellent driver there is a chance to lose your car keys. This can be a major problem particularly if it happens at the worst time such as when you are at the supermarket or a gas station and you want to return home. There are many ways to replace a lost key. You can contact your insurance company or locate a local locksmith or contact roadside assistance.
The first thing you'll need do is determine what type of car key you own. It is important to understand that different cars use different keys. Some are old-fashioned and lock through the key cylinder, while others have an electronic chip that communicates with the car to open the doors and then start it up. Some of these keys are easily repaired by an auto-locksmith while others may require you to visit a dealer for a replacement from the manufacturer.
If you're using a traditional key or a smart key the first step should be to read the manual or contact the dealer for instructions on how to connect it to your vehicle. You'll need proof of ownership and could require waiting a few days before the dealer can order your replacement. This process will also require you to bring your vehicle to a locksmith or another service provider, to have it programmed. It's not the best option for those with limited mobility or tight schedules.
If you have a spare key, the process will be simpler. You can purchase a new car key online at a low price depending on the model of your car. If your keys come with a transponder and key fob, then you'll need to see a qualified expert to replace them and program them. Based on the make and model of your vehicle this could require a tow to the dealership or hiring a locksmith to do it for you.
Another way to get a new car key by using a bluetooth tracker. These tiny devices attach to your keyring and emit a signal which can be retrieved by a smartphone with an app installed. The app will show you where the key is, so you can locate it when you need to.
Insurance
In general insurance for cars does not cover lost keys. However, there are a few exceptions. Some of the best insurance companies, who are committed to ensuring customer satisfaction, offer additional coverage for things like lost keys. It's usually an additional cost, but could be cheaper than paying out on your own for key replacement costs.
If your insurance for cars covers lost keys is contingent on the specific policy and deductible. The majority of traditional keys are easily replaced however it can be more difficult if you own an electronic fob or smart key. These keys are laser-cut, and use computers to transmit an electronic signal to the vehicle, so they're a lot more difficult to replace than traditional mechanical keys. In addition, these kinds of keys are more expensive since you'll need to pay for a locksmith as well as the cost of a new key.
You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services may provide discounts for locksmiths and could even pay for the cost of a replacement. Some of these companies also offer emergency lockout services which are useful for those who are in a hurry and need to get back on the road.

Another option is to contact your car dealer to inquire whether they can help. Most dealerships have locksmiths on staff, and they may be able to design you new keys at an affordable price. If the dealer has to order a key for your specific model, it may take several days. No matter which method you select, make sure to keep all receipts and other documentation so that you can make a claim with your insurance company for your car in the event of a claim.
The loss of keys to your car is a frequent incident. It's not a pleasant experience however it could occur to anyone. There are ways to help you avoid costly consequences. The quickest and cheapest way to replace keys to your car is by contacting a local locksmith. However, you should weigh the financial benefits against the time and deductible payments required prior to making an insurance claim.